Banking Large Action Model
An action model trained to operate real banking, the brain of our agents that executes banking actions safely
+300 pre-built skills for retail banking, collections, sales, customer service and more.
Specialized mini-agents that do the job
Each skill is a stand-alone unit that solves a specific use case — checking balance, negotiating a payment agreement, pre-approving a credit. No hallucinations, no context escapes.
Infraestructura
AI Safety & Compliance for Banking Agents
Infrastructure
Every interaction goes through the Delto security layer before arriving at a generative model:
- Data anonymization
- Privacy and Bias Filters
- Validation of skills contracts
- Ethical Guardrails
- Audit safe trails
It integrates with what already exists
Frictionless, without duplicating systems. A conversational layer that powers the current stack.
Hablemos de números
La banca conversacional no es el futuro. Es ahora.
$170B
Global banking profits could evaporate by 2030 due to the advance of magnetic AI. Banks that lead will capture an advantage of up to 4 ROTE points over those that move late.
McKinsey, “Agency AI Will Shake Up Banking” (2025)
80%
De las consultas de atención al cliente serán resueltas de forma autónoma por agentes de IA para 2029, con una reducción del 30% en costos operativos.
Gartner, "Gartner Predicts Agentic AI Will Autonomously Resolve 80% of Common Customer Service Issues Without Human Intervention by 2029" (2025)
85B
Será la inversión global de bancos en IA generativa para 2030 — un crecimiento de más del 1,400% desde los $6B de 2024.
Juniper Research, "Generative AI Spending from Banking Industry to Grow by over 1,400% by 2030, as Banks Seek to Scale AI to Revolutionise Business Models" (2024)
57%
De los ejecutivos bancarios espera que los agentes de IA estén completamente integrados en riesgo, compliance, detección de fraude y monitoreo de transacciones en los próximos 3 años.
Accenture, "The age of AI: Banking's new reality" (2025)
Solo 1 de cada 4
Bancos en el mundo está usando IA activamente como ventaja competitiva. La brecha entre los que actúan y los que no se amplía cada trimestre.
BCG, "For Banks, the AI Reckoning Has Arrived" (2025)
